HOW YOUR GYM, STUDIO, OR SCHOOL BENEFITS

Trusted insurance solutions and quality customer service.

We manage your insurance for you, so you can spend time on what you truly love - making people better.

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Insurance Protection

Every fitness facility is required to purchase liability insurance. We have insured over 20,000+ fitness professionals in the country.

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Alternative Balance

Our partner, Alternative Balance, has offered liability insurance and business tools to alternative Health, Beauty, and Wellness Independent Professionals for almost two decades. Experience the most robust protection available, designed specifically with you in mind.

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Modalities We Serve

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Spray Tanning
Spray Tanning
Body Work
Body Work
Beauty and Wellness
Beauty and Wellness
Dance Studios
Dance Studios
Fitness
Fitness
Massage
Massage
Nutritionist
Nutritionist
Pilates
Pilates
Personal Trainers
Personal Trainers
Coaching
Coaching
Yoga
Yoga
Animal Therapies
Animal Therapies
Pet Grooming
Pet Grooming
Nail Salons
Nail Salons
Barbers
Barbers

Find Your Coverage

"Lindsey of NEXO is the best at what she does. Her professionalism is unmatched and she is always quick to resolve any routine or unexpected matters efficiently and effectively. NEXO and Lindsey provide peace of mind when dealing with the many complexities of insurance services."

Josh Malone

"Matt Lessard went way out of his way to help us. The service was fast, friendly, and thorough. This online application for workers' compensation insurance was really painless, too. Thank you!"

Tom Van Deinse

"You all have incredible rates, quick response times, and actually pay attention to the context of our business. You are the helpers a business wishes it had for every type of service it needs"

Jonathan Roberts

"Nexo has always been just a call away and ready to meet the needs of our operation. Through changes and expansions they have answered all questions and done what our wellness operation needs."

"We have been using Nexo since we opened our affiliate. Service and response has always been amazing! They assist you within hours if not minutes, staff is always friendly and willing to help! Will recommend to anyone in a heartbeat!"

Michelle Egred
Experience the Difference

Why NEXO?

We are a dedicated team of passionate individuals helping communities with their biggest challenge - finding affordable and comprehensive insurance. With over 15 years in business, our clients know they are in good hands with us.

15 +
Years In Business
50
All 50 States
20,000 +
Insured
Over 20,000 Served

When you turn to us, you leave behind worry surrounding your business. Our insurance products have conquered the test of time – thousands of gyms, studios, and salons choose NEXO.

About NEXO

Save Money And Time

We are committed to finding the best rates for our clients when it comes to insurance. By aggregating our clients together, we’re able to pass along the savings to our clients.

TRUSTED CUSTOMER SERVICE

Our team is experienced and ready to support you. Our technology will make the process easy, and our team members will quickly solve your questions and concerns.

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Get Your Personalized Quote Today

Over 20,000+ professionals trust NEXO to protect their business. With our insurance products designed specifically for all things healthy, our clients get to focus on what matters most - making your community a better place.

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READ OUR BLOGS HERE

Insurance Experts That Know How To Protect Your Business

Articles that help you create stronger, healthier, and better communities.

A candid, natural-light photograph of an active dance studio, illustrating dance studio insurance and the operational risks owners must cover. On the left, on a worn wooden floor, an instructor in athletic wear leads a class of teenagers and adults as they practice a routine near a mirrored wall, capturing the professional liability and student injury risks inherent in physical instruction. On the right, at a cluttered front counter, the studio owner or manager reviews policy paperwork while on the phone, while a staff member holds a clipboard. Bags, shoes, and water bottles are scattered near cubbies, highlighting the everyday general liability risks like slips, trips, and property hazards. Through large windows, natural daylight fills the space, capturing the bustling, high-traffic environment where gym and dance studio liability insurance is necessary to protect business owners.

Dance Studio Insurance: The Risks Owners Miss and What Covers Them Dance studio insurance protects your business when a student gets hurt, a parent files a claim, equipment is damaged or an event goes wrong. Most studio owners buy a policy when they open and don’t look at it again. But a studio changes every […]

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A candid, natural-light photograph of an active CrossFit and functional fitness gym, capturing a trainer and client reviewing paperwork to illustrate occurrence vs claims-made policies for fitness professionals. On the right, a female coach or client in athletic wear looks on as a male manager in a plain olive green t-shirt gestures with a pen to a paper on a wooden desk, discussing the specific timing of liability coverage. A binder with handwritten highlighted checklists and clipboard documents rest on the counter. In the busy, out-of-focus background, patrons work out near metal rigs, plyo boxes, and weights, capturing the high-risk, active environment where understanding the difference between claims-made and occurrence liability insurance is essential to prevent coverage gaps.

Occurrence vs claims made comes down to one question: which policy pays when a claim shows up long after the incident? An occurrence policy covers incidents that happen while the policy is active, no matter when the claim is filed. A claims-made policy covers claims filed while the policy is active, as long as the […]

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A candid, natural-light photograph inside a fitness facility, illustrating the importance of Employment Practices Liability Insurance for Gyms and EPLI for fitness studios. A male fitness studio owner in athletic-casual wear sits at a makeshift desk built from wooden plyo boxes, having a professional discussion with a female employee. They are reviewing administrative paperwork and an open laptop together against a plywood wall in the gym. This un-staged scene captures the everyday HR, hiring, and management responsibilities that require employment liability coverage to protect fitness business owners from workplace disputes and claims.

Employment practices liability insurance (EPLI) pays to defend your business when a current, former or prospective employee claims you broke employment law, like firing them unfairly, harassing them, or discriminating against them. It usually covers your legal defense plus settlements or judgments. General liability and workers’ comp don’t cover these claims, so without EPLI the […]

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